Coverage for COVID-19 Related Expenses
Options Available from Travel Insurance for CARP Members
We’re experiencing extremely high call volumes due to the government resuming its Level 3 Advisories to avoid all non-essential travel to all international countries. We apologize for any delay and thank you for your patience.
Because of the Canadian Government’s Level 3 Advisories to avoid all non-essential travel to all international destinations, our Travel Choice 2 Single & Multi-Trip Emergency Medical Plans currently have exclusions in place for expenses related to COVID-19 for out-of-country travel. You will be covered for COVID-19 related expenses for in-Canada travel. Exclusions are also in place for all Trip Cancellation & Interruption Insurance policies.
When the Government of Canada Level 3 Advisories are lifted, COVID-19 related expenses will again be covered by our Travel Choice 2 out-of-country emergency medical insurance policies to a maximum of $10 million CDN.
If you’re planning to travel to a country with a Level 3 Advisory, please call toll-free and speak with our licensed specialists about your coverage options for COVID-19 related expenses, including:
GOVERNMENT OF CANADA UPDATES:
Added COVID-19 Coverage for Travel Choice 2 Medically Underwritten Plans
You can choose to add coverage for expenses related to COVID-19 to your Travel Choice 2 Medically Underwritten Single-Trip Emergency Medical Plan at no extra cost. Please call 1.877.851.4514 for details.
| OPTIONAL COVID-19 COVERAGE FOR TC2 SINGLE-TRIP PLANS | PLAN LIMITS |
Emergency Medical Coverage for COVID-19 and related conditions after a positive test result at your destination including return home by emergency air transport. |
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| DOWNLOAD: SAMPLE TC2 COVID-19 COVERAGE POLICY WORDINGS | |
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ENGLISH: COVID-19 Coverage Add-On | FRENCH: COVID-19 Coverage Add-On |
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| PLEASE NOTE: OUR OPTIONAL COVID-19 COVERAGE CAN ONLY BE PURCHASED BY TELEPHONE | |
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Our licensed travel insurance specialists can offer a no-obligation quote, explain your options, answer your coverage questions, and help you with your purchase, all by phone in just minutes. Call toll-free: 1.877.851.4514, Monday to Friday 8:30am to 8:00pm, or Saturday 9:00am to 5:00pm EST. |
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Optional COVID-19 Coverage Add-On for Travel Choice 1 & 2 Single-Trip and Multi-Trip Plans
Travel Choice 1 and Travel Choice 2 Single-Trip and Multi-Trip Emergency Medical Plan policyholders now have the option to purchase a rider that will provide coverage for expenses related to COVID-19. Please call 1.877.851.4514 for details.
| OPTIONAL COVID-19 RIDER COVERAGE FOR TC1 & TC2 PLANS | PLAN LIMITS |
Emergency Medical Coverage for COVID-19 and related conditions after a positive test result at your destination including return home by emergency air transport. |
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| DOWNLOAD: SAMPLE COVID-19 RIDER POLICY WORDINGS | |
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ENGLISH: COVID-19 Coverage Add-On | FRENCH: COVID-19 Coverage Add-On |
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| PLEASE NOTE: OUR OPTIONAL COVID-19 COVERAGE ADD-ON CAN ONLY BE PURCHASED BY TELEPHONE | |
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Our licensed travel insurance specialists can offer a no-obligation quote, explain your options, answer your coverage questions, and help you with your purchase, all by phone in just minutes. Call toll-free: 1.877.851.4514, Monday to Friday 8:30am to 8:00pm, or Saturday 9:00am to 5:00pm EST. |
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Specialized COVID-19 Pandemic Travel Plan
Travellers who are fully vaccinated now have enhanced coverage for COVID-19 related expenses on out-of-country travel, including to countries with a Government of Canada Level 3 Travel Advisory related to COVID-19, and cruise vacations when the Level 4 Travel Advisory has been removed. Available coverage and policy limits are shown in the chart below, and sample policy wordings are posted below the chart for your review.
| COVID-19 PANDEMIC TRAVEL PLAN COVERAGE | PLAN LIMITS |
Emergency Medical Coverage for COVID-19 and related conditions after a positive test result while at your destination including return home by emergency air transport. |
Up to a combined maximum of $5,000,000 CDN on a land or cruise vacation:
Up to $1,000,000 CDN on a land vacation:
There is no COVID-19 coverage on a cruise vacation if the Government of Canada Level 4 Travel Advisory is in place. |
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Quarantine expenses after a COVID-19 positive test result, denied entry or contact tracing in destination. Original Trip and Policy duration must be 31 days or more to qualify for this benefit. |
Up to $150 CDN per day to a maximum of $2,100 CDN per person, or $300 CDN per day up to $4,200 CDN per family (to a maximum of 14 days). |
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Expenses to return home if quarantined or self-isolated beyond original return date. Original Trip and Policy duration must be 31 days or more to qualify for this benefit. |
Up to $500 CDN for the cost of a one-way economy class airfare to return home. |
| DOWNLOAD: SAMPLE COVID-19 PANDEMIC TRAVEL PLAN POLICY WORDINGS | |
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ENGLISH: COVID-19 Pandemic Travel Plan | Individual Medical Underwriting | FRENCH: COVID-19 Pandemic Travel Plan | Individual Medical Underwriting Available |
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| PLEASE NOTE: OUR COVID-19 PANDEMIC TRAVEL PLAN CAN ONLY BE PURCHASED BY TELEPHONE | |
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Our licensed travel insurance specialists can offer a no-obligation quote, explain your options, answer your coverage questions, and help you with your purchase, all by phone in just minutes. Call toll-free: 1.877.851.4514, Monday to Friday 8:30am to 8:00pm, or Saturday 9:00am to 5:00pm EST. |
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