Coverage for COVID-19 Related Expenses
Options Available from Travel Insurance for CARP Members
Pre-season savings are back! As a result, we’re experiencing very high call volumes. We apologize for any delay you may encounter as we take the time to answer your questions and ensure you’re properly protected.
NOTE: If you’re fully vaccinated and travel to countries with a Level 1 or 2 Advisory, our Travel Choice 2 Single and Multi-Trip Emergency Medical Plans cover expenses related to COVID-19 up to $10 million Canadian, and can be purchased online in just minutes. Our plans will also cover COVID-19 related expenses for in-Canada travel.
Exclusions for COVID-19 related expenses remain in place for travel to countries still with a Canadian Government Level 3 Advisory to avoid non-essential travel. And where COVID-19 is a factor, there are also exclusions in place for Trip Cancellation & Interruption Insurance policies.
If you’re planning to travel to a country with a Level 3 Advisory or you have underlying medical issues, speak with our licensed specialists about coverage options for COVID-19 related expenses, including:
Added COVID-19 Coverage for Travel Choice 2 Medically Underwritten Plans
If fully vaccinated you can choose to add coverage for expenses related to COVID-19 to your Travel Choice 2 Medically Underwritten Single-Trip Emergency Medical Plan at no extra cost. Please call 1.877.851.4514 for details.
OPTIONAL COVID-19 COVERAGE FOR TC2 SINGLE-TRIP PLANS | PLAN LIMITS |
Emergency Medical Coverage for COVID-19 and related conditions after a positive test result at your destination including return home by emergency air transport. |
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DOWNLOAD: SAMPLE TC2 COVID-19 COVERAGE POLICY WORDINGS | |
ENGLISH: COVID-19 Coverage Add-On | FRENCH: COVID-19 Coverage Add-On |
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PLEASE NOTE: OUR OPTIONAL COVID-19 COVERAGE CAN ONLY BE PURCHASED BY TELEPHONE | |
Our licensed travel insurance specialists can offer a no-obligation quote, explain your options, answer your coverage questions, and help you with your purchase, all by phone in just minutes. Call toll-free: 1.877.851.4514, Monday to Friday 8:30am to 8:00pm, or Saturday 9:00am to 5:00pm EST. |
Optional COVID-19 Coverage Add-On for Travel Choice 1 & 2 Single-Trip and Multi-Trip Plans
Travel Choice 1 and Travel Choice 2 Single-Trip and Multi-Trip Emergency Medical Plan policyholders have the option to purchase a rider that will provide coverage for expenses related to COVID-19. Please call 1.877.851.4514 for details.
OPTIONAL COVID-19 RIDER COVERAGE FOR TC1 & TC2 PLANS | PLAN LIMITS |
Emergency Medical Coverage for COVID-19 and related conditions after a positive test result at your destination including return home by emergency air transport. |
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DOWNLOAD: SAMPLE COVID-19 RIDER POLICY WORDINGS | |
ENGLISH: COVID-19 Coverage Add-On | FRENCH: COVID-19 Coverage Add-On |
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PLEASE NOTE: OUR OPTIONAL COVID-19 COVERAGE ADD-ON CAN ONLY BE PURCHASED BY TELEPHONE | |
Our licensed travel insurance specialists can offer a no-obligation quote, explain your options, answer your coverage questions, and help you with your purchase, all by phone in just minutes. Call toll-free: 1.877.851.4514, Monday to Friday 8:30am to 8:00pm, or Saturday 9:00am to 5:00pm EST. |
Specialized COVID-19 Pandemic Travel Plan
Travellers who are fully vaccinated can have enhanced coverage for COVID-19 related expenses if travelling to countries with a Government of Canada Level 3 Travel Advisory related to COVID-19. Available coverage and policy limits are shown in the chart below, and sample policy wordings are posted below the chart for your review.
COVID-19 PANDEMIC TRAVEL PLAN COVERAGE | PLAN LIMITS |
Emergency Medical Coverage for COVID-19 and related conditions after a positive test result while at your destination including return home by emergency air transport. |
Up to a combined maximum of $5,000,000 CDN on a land or cruise vacation:
Up to $1,000,000 CDN on a land vacation:
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Quarantine expenses after a COVID-19 positive test result, denied entry or contact tracing in destination. These benefits are payable if either of the following covered events happen to you:
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Expenses to return home in the event you are unexpectedly required to self-isolate, or quarantine as determined by a medical professional after your departure. |
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DOWNLOAD: SAMPLE COVID-19 PANDEMIC TRAVEL PLAN POLICY WORDINGS | |
ENGLISH: COVID-19 Pandemic Travel Plan | Individual Medical Underwriting | FRENCH: COVID-19 Pandemic Travel Plan | Individual Medical Underwriting Available |
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PLEASE NOTE: OUR COVID-19 PANDEMIC TRAVEL PLAN CAN ONLY BE PURCHASED BY TELEPHONE | |
Our licensed travel insurance specialists can offer a no-obligation quote, explain your options, answer your coverage questions, and help you with your purchase, all by phone in just minutes. Call toll-free: 1.877.851.4514, Monday to Friday 8:30am to 8:00pm, or Saturday 9:00am to 5:00pm EST. |