Travel Insurance for CARP Members

Important Details About Our Travel Plans

Single-Trip Emergency Medical

MAY BE THE IDEAL OPTION FOR YOU IF:

  • You’re planning only one long out-of-province trip per year, or one or two short trips.

AVAILABLE COVERAGE:

  • You can obtain coverage from one day, up to the maximum number of days allowed with your provincial health insurance plan.

Exclusions are currently in place for expenses related to COVID-19 for travel outside Canada.

Multi-Trip Emergency Medical

MAY BE THE IDEAL OPTION FOR YOU IF:

  • You’re planning to travel out-of-province more than two times in a 12 month period.

AVAILABLE COVERAGE:

  • You can obtain coverage for any number of trips of 4, 10, 18, 30, & 60 days each. Extensions and top-ups are available.

Exclusions are currently in place for expenses related to COVID-19 for travel outside Canada.

In-Canada Medical Plans

WHY YOU MAY NEED THIS PLAN:

  • Canada’s interprovincial reciprocal billing for medical services is equal ONLY to coverage provided in your home province or territory.

AVAILABLE COVERAGE:

  • You can obtain coverage from one day to your provincial plan maximum, but only if you travel in Canada for the entire trip duration.

COVID-19 expenses are covered inside Canada.

Non-Underwritten Plans

MAY BE THE IDEAL OPTION FOR YOU IF:

  • Pre-existing conditions are not a concern, you are planning a short trip, and you don’t want to complete a medical questionnaire.

AVAILABLE COVERAGE:

  • Applicants age 60 and over: you can obtain coverage for one single trip out-of-province, from one to 15 days.

Non-Medical Travel Plan

MAY BE THE IDEAL OPTION FOR YOU IF:

  • You’ve already purchased an insurance plan with medical coverage and wish to include an all-inclusive option.

AVAILABLE COVERAGE:

  • Options include Trip Cancellation and Interruption, AD&D, Lost Baggage and Personal Effects, and Baggage Delay.

Personal Underwriting

MAY BE THE IDEAL OPTION FOR YOU IF:

  • Your medical conditions make it difficult to be placed into a pre-designated health category. We can assess individual medical conditions.

AVAILABLE COVERAGE:

  • Policies can be tailored to your medical situation, including coverage for pre-existing conditions without a stability period.

Please refer to our Rate Cards and Sample Policy Wordings for complete plan and coverage details.

Why Choose Travel Insurance for CARP Members?

No matter which Travel Insurance for CARP Members plan you choose, you will benefit from:

Commitment From Our Licensed Brokers: When you call the Travel Insurance for CARP Members toll-free telephone number, you are speaking with a licensed insurance broker who wants you to be properly insured. Our licensed brokers are qualified to provide advice on the insurance product that is best suited for you. They’ll work with you to help ensure you understand all medical questions. If you seem unsure of your conditions, they may recommend that you verify information with your doctor. Our licensed brokers understand the issues facing Canadians 50-plus today, and are committed to the same beliefs as CARP.

Experienced Program Partners: Our program partner brokerage, CanAm Insurance specialize in travel insurance management. Combined, their key personnel have over 88 years’ experience. And because their primary customers are snowbirds, they understand the coverage and benefits typically required by a snowbird traveller.

We welcome travellers who are not yet members of CARP!

A national, non-profit organization, “CARP advocates for better health care and financial security for Canadians as we age and gives its members access to great benefits and discounts”. To learn more about CARP, please click the CARP logo at the top of this page.

As CARP’s recommended and trusted provider since 1993, The McLennan Group Life Insurance Inc. is a 100% Canadian owned, nationally licensed all-lines brokerage. And we’re 50-plus insurance specialists. So even if you’re not a member of CARP, call us at 1.877.851.4514 and we’ll work to offer a coverage solution for your needs.