Travel Insurance for CARP Members

Pre-Season Savings & Trusted Protection for Canadians 50-Plus

SAVINGS! Until November 15, 2022, you can still buy our Single & Multi-Trip Emergency Medical Plans at 2021 rates. Plus CARP members are eligible for an additional 1.5% savings on prices shown on the posted rate card!

And if you’re not yet ready to travel, no problem. Purchase by November 15th while 2021 rates are still in effect, then provided policy conditions are met, you can simply change travel dates or get a full refund.* Here are two examples:

  • If you’ve booked a vacation and plan to leave in a few weeks or months, but need to change plans due to an airline schedule change, COVID-19, etc., change dates without penalty. Or cancel and receive a full refund if you don’t plan to re-book.
  • If you haven’t booked a vacation just yet, set your departure or effective date a few months out – even September 2023! When you’re ready to go, change your dates. If your travel plans don’t come together, you can cancel the policy and get your money back.

PROTECTION! We offer multiple coverage options, 24/7 emergency assistance and a $10 million Cdn. policy limit. Plus… if you’re fully vaccinated and are visiting countries with Level 1 or 2 Travel Advisories, our Single & Multi-Trip Emergency Medical Plans cover expenses related to COVID-19 and can be purchased online in just minutes!

  • Advice you can trust. Call our toll-free number and you’re speaking with licensed specialists who are qualified to offer advice on coverage that suits you best, based on your health and travel plans.
  • Our call volumes are extremely high due to the Pre-Season Savings Event. We apologize for any delay you may encounter as we take the time to ensure all callers will be properly protected.
  • COVID-19 expense exclusions. If you plan to travel to countries with Level 3 Advisories, speak with our specialists about your coverage options, and visit COVID-19 Coverage to learn more.

Planning To Travel Inside Canada?


Government health insurance plans do NOT cover all of the medical expenses you may incur while travelling in Canada. The reciprocal agreement for services between the provinces and territories is only equal to the coverage provided in your home province or territory. And it differs across Canada.

Outside your home province, some plans will not cover prescription drugs, ambulances, specialists, emergency dental or x-rays. There are exclusions for all non-medical expenses, including travel expenses associated with trip interruption.

Travelling inside Canada without insurance is not as financially risky as venturing out-of-country without coverage, but your incurred costs could be substantial. Just an air ambulance back to your home province can cost you as much as $20,000.

To learn what may not be paid for outside your home province or territory, Click Here.


We welcome travellers who are not yet members of CARP!

A national, non-profit organization, “CARP advocates for better health care and financial security for Canadians as we age and gives its members access to great benefits and discounts”. To learn more about CARP, please click the CARP logo at the top of this page.

As CARP’s recommended and trusted provider since 1993, The McLennan Group Life Insurance Inc. is a 100% Canadian owned, nationally licensed all-lines brokerage. And we’re 50-plus insurance specialists. So even if you’re not a member of CARP, call us at 1.877.851.4514 and we’ll work to offer a coverage solution for your needs.