Travel Insurance for CARP Members
Travel is Back! And Our Pre-Season Savings Event is Back!!
We’ve got your savings! You can still buy our Single & Multi-Trip Emergency Medical Plans at 2021 rates, but only until October 31, 2022. If your travel plans aren’t yet finalized, relax. You can still buy now and save, then simply change your travel dates without penalty before your single-trip departure date or multi-trip policy effective date.*
We’ve got you covered! You’ll be protected with 24/7 emergency assistance and a $10 million Canadian policy limit. Plus if you’re fully vaccinated and are visiting countries with Level 1 or 2 Travel Advisories, our Single & Multi-Trip Emergency Medical Plans cover your expenses related to COVID-19 and can be purchased online in just minutes!
Pre-season savings are back! As a result, we’re experiencing extremely high call volumes. We apologize for any delay you may encounter as we take the time to answer your questions and ensure you’re properly protected.
- Advice you can trust. Call our toll-free number and you’re speaking with licensed specialists who are qualified to offer advice on coverage that suits you best, based on your health and travel plans.
- Membership has its benefits. CARP members are eligible for an additional 1.5% savings on the prices shown on the posted rate card for our Single and Multi-Trip Emergency Medical Plans.
- COVID-19 expense exclusions. If you plan to travel to countries with Level 3 Advisories, speak with our specialists about your coverage options, and visit COVID-19 Coverage to learn more.
Our Plans Will Fit Your Travel Plans
SINGLE-TRIP EMERGENCY MEDICAL
- Coverage from 1 day to the maximum allowed under your provincial health insurance plan.
MULTI-TRIP EMERGENCY MEDICAL
- Coverage for trips of 4, 10, 18, 30 and 60 days, travelling two or more times per year.
- Top-ups and extensions are available.
IN-CANADA MEDICAL
- Available as a single-trip plan only if you travel inside Canada for the entire duration of your trip. Call 1.877.851.4514 for complete details.
PERSONAL UNDERWRITING
- Policies can be tailored to your medical situation.
ADDITIONAL OPTIONS
- Non-medical, non-underwritten plans available.
Please review our Sample Policy Wordings and Rate Card for more information.
Planning To Travel Inside Canada?
YOU SHOULD HAVE TRAVEL INSURANCE
Government health insurance plans do NOT cover all of the medical expenses you may incur while travelling in Canada. The reciprocal agreement for services between the provinces and territories is only equal to the coverage provided in your home province or territory. And it differs across Canada.
Outside your home province, some plans will not cover prescription drugs, ambulances, specialists, emergency dental or x-rays. There are exclusions for all non-medical expenses, including travel expenses associated with trip interruption.
Travelling inside Canada without insurance is not as financially risky as venturing out-of-country without coverage, but your incurred costs could be substantial. Just an air ambulance back to your home province can cost you as much as $20,000.
To learn what may not be paid for outside your home province or territory, Click Here.
IN-CANADA EMERGENCY MEDICAL PLANS
- Call 1.877.851.4514 for details.
